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LOAN PROGRAMS


Here are some of the programs Hometown Mortgage has to offer our clients.

  • Government loans
  • No Income Verification
  • Jumbo Loans
  • Bi-Weekly Programs
  • Mixed Use
  • 1st Time Homebuyer Programs
    • 100% Financing
    • FHA Mortgage Products
    • Seller Paid Closing Cost Programs
    • Low to Moderate Income
  • No Income/Asset Verification Loans

  • (These products are ideal for borrowers who prefer not to document their income or assets.)
    • Self-Employed Borrowers
    • Retired Borrowers
    • Non-Employed Borrowers
    • Recently Employed
    • Recently Divorced
  • Executive Loans

  • (Products that assist borrowers that are looking for non-conventional lending.)
    • Aggressive Jumbo Loans
    • "Interest Only" Loans
    • Loans to 6.0 million dollars
    • Relocation Programs
  • Investor Loans
    • 1-4 Unit Properties
    • Mixed-Use
    • 10% Down
    • No restrictions on properties owned
    • No income or asset verification
  • Pay Option Arm Loans
    • Rates as low as 1.95%
    • Bi-weekly payoff in 18-20 years
    • Up to 4 payment option each month
    • No Income Verification
  • Self-Employed (True No Doc)
  • Construction Loans
  • VA Loans
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